At H-C Travel we take insurance seriously, and we believe it is our responsibility to provide you, our customer, with high quality travel insurance. We have our own travel insurance policy underwritten with your requirements in mind. By insuring through us, you KNOW you are covered for motorcycling anywhere in the World. MANY widely available policies will not cover you on adventure, offroad or large capacity motorcycles. And even if you are not travelling with us (why not?!), our insurance is still available to you.

Travel insurance is a vital aspect of booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is important that at the time of booking you purchase travel insurance that properly covers your participation in whatever activities, such as motorcycling, that you may undertake. This is NOT to be confused with motorcycle insurance, which is completely separate..

Highlights

• Specifically underwritten for H-C Travel
• Includes additional cover for riding gear and helmets
• Covers riders and passengers aged 18-75 yrs, and children (conditions apply)
• Helmets must be worn
• Includes offroad and adventure cover if on an organised and licensed tour and on a registered road legal motorcycle
• UK or EU unrestricted license required
• No engine capacity restriction
• New for 2010 -reduced excess of only £50
• New for 2010 – zero excess waiver, £10/p
• Hazardous activities cover available
   

Below is a summary of the cover provided by our insurance. Our policy booklet is available as a PDF download by clicking here. You will need a copy of Adobe Acrobat Reader to view or print the booklet. If you do not have this installed, you can download from the Adobe Web site.

All prices include 17.5% Insurance Premium Tax (IPT), and are subject to change if the tax rate changes.

You have 14 days to return the policy and receive a full refund if it does not meet your requirements, providing you have not travelled or made a claim.

Financial failure
All customers receive free of charge our TTA Safe Seat Plan, safeguarding your money up to £11,000/person in the event of our financial failure or that of any of our overseas partners. H-C Travel is also ATOL bonded for your further financial protection.

Before taking out insurance, please consider these questions:

Do you, your travelling companions, immediate family or business associates:

• Have any pre-existing medical conditions?
• Know of any reason why the journey is likely to be cancelled or cut short?
• Waiting for any hospital consultation, operation or treatment or been admitted to a hospital overnight in the last 12 months (other than regular check-ups)?

If the answer is yes to any of these questions, please call our Healthcheck line on 0845 408 0585.

H-C Travel Ltd is an Appointed Representative of Travel & general Insurance Co. Plc. Both companies are authorised and regulated by the Financial Services Agency.

________________________________________________________________________________________________________

Single trip travel insurance

Single Trip travel insurance Period Europe USA R.O.W. 1-5 d £28.56 £58.33 £58.33 6-10 d £32.93 £68.27 £68.27 11-17 d £39.03 £78.18 £78.18 18-24 d £44.57 £90.30 £90.30 25-31 d £49.43 £101.34 £101.34 2 mo £79.32 £166.42 £146.44 3 mo £93.14 £222.05 £185.77 4 mo £112.50 £276.48 £231.09 5 mo £135.68 £339.98 £276.48 6 mo £158.88 £394.39 £321.82 7 mo £182.06 £457.94 £376.27 8 mo £205.24 £512.34 £421.61 9 mo £228.42 £575.85 £467.00 10 mo £251.61 £630.31 £521.40 11 mo £274.79 £693.76 £566.77 12 mo £297.97 £757.27 £612.15

Infants aged 1 or under - free
Children aged 2-17 - 50% discount
Adults 51-65 - 20% surcharge for 2 months and over, no surcharge for up to 45 days
Adults 66-70 – premium x 2, max 45 days
Adults 76+ - not available
Family rate - 250% incl. up to 4 children
Wintersports surcharge £15/p, max 45 days
Hazardous activities surcharge 75%.

_______________________________________________________________________________________________________

Annual travel insurance

Annual travel insurance   Europe USA R.O.W. Individual £88.12 £143.99 £143.99 Family £130.41 £249.45 £249.45

Annual policy maximum duration of any one trip 31 days, any number of trips allowed.

Infants aged 1 or under - free
Children aged 2-17 - 50% discount
Adults 51-65 – no surcharge for up to 31 days, 20% surcharge for longer
Adults 66-70 – premium x 2, max 31 days
Adults 71-75 – premium x 3, max 31 days
Adults 76+ - not available
Family rate – premium x 2, incl. up to 4 children (spouse and family are only insured if travelling with, to or from policyholder)

Winter sports – 75% surcharge on single trip, max 45 days; 17 days cover is included in the annual policy
Hazardous activities – 35% on single trip and £50/p on annual policies

Excess £0-£50

_______________________________________________________________________________________________________

Main cover: Cancellation/curtailment, to £5,000 Medical expenses, incl. repatriation, up to £5,000,000 Search and rescue, up to £50,000 Hospital benefit, £20/day to £500 Emergency assistance in the UK £2,000 Personal accident & death, to £25,000 Travel delay after 12 hrs, £20/day to £100 Abandonment, to £5,000 Missed departure/connection, to £1000 Baggage/personal effects, to £2,500 Motorcycle gear, incl. helmets, to £2,500 Baggage delay after 12 hrs, to £100 Documents, to £500 Personal money, to £250 Hijack, £50/day to £500 Mugging, £50/day to £500 Personal liability, to £2,000,000 Legal expenses, to £25,000 Additional wintersports cover: Own equipment, to £1000 Hire equipment, to £500 Piste closure, £20/day, to £200 Avalanche delay, to £500 Cancellation and curtailment can be increased up to £10,000/p for an additional premium   Activities cover: We include the following activities: Archery / clay pigeon shooting Badminton / squash / tennis Basketball / netball/ volleyball Beach games Bungee jumping Cycling & mountain biking Fishing Go-karting Golf (excluding equipment and fees) Helicopter / plane / balloon ride (as passenger) Hill walking, hiking, rambling, trekking (to 2000m altitude) & river trekking Horse riding except jumping, polo, ranching & safari IIce skating (rink only) Kayaking / rafting / canoeing (up to whitewater grade 3) Motorcycling (road, adventure and offroad) Parasailing / waterskiing / surfing / windsurfing up to 6 miles offshore) Riding camel / elephant Rollerblading, skateboarding, skating Safari (including gorilla trekking) Sailing / yachting / rowing (up to 12 miles offshore) Snorkelling & scuba diving (to 18 m) Swimming (up to 6 miles offshore)   Hazardous activities cover: with the relevant premium surcharge. For other activities, please contact us Scuba diving to 40 m £25 Golf equipment and fees £20 Winter sports 75% Canyoning, caving and indoor climbing 35% Gliding / hang-gliding 35% Jetboating (as passenger) 35% Quad biking (up to 250 cc) 35% Dog / horse / reindeer sledding 35% The cover, and activities covered, apply to all policies. Please call to check any other activities

To book online please click here
You get an online discount and we make a contribution to Riders for Health
 

100101